# sipcalculatorhub.com

> Honest SIP calculators for Indian investors. Every projection shown three ways: nominal, post-tax (12.5% LTCG above Rs 1.25 lakh), and inflation-adjusted real value. No sales funnel, no demat required. Educational tools only; not a SEBI-registered adviser.

## Calculators
- SIP & step-up: https://sipcalculatorhub.com/sip-calculator/
- Goal reverse-solver: https://sipcalculatorhub.com/goal-sip-calculator/
- SIP vs Lumpsum vs STP: https://sipcalculatorhub.com/sip-vs-lumpsum/
- Irregular-cashflow XIRR: https://sipcalculatorhub.com/sip-xirr-calculator/
- SWP withdrawal planner: https://sipcalculatorhub.com/swp-calculator/
- SIP delay-cost visualizer: https://sipcalculatorhub.com/sip-delay-cost/
- Step-up SIP (5/10/15%): https://sipcalculatorhub.com/step-up-sip-calculator/
- Missed-SIP penalty: https://sipcalculatorhub.com/missed-sip-penalty-calculator/
- Life-goal planner (wedding/education/home/FIRE): https://sipcalculatorhub.com/life-goal-planner/
- SIP vs Gold vs SGB: https://sipcalculatorhub.com/sip-vs-gold/
- Micro-SIP (Rs 500 crorepati): https://sipcalculatorhub.com/micro-sip-calculator/
- Lumpsum vs STP: https://sipcalculatorhub.com/lumpsum-vs-stp/

## Fund SIP returns (official AMFI NAVs)
- Every equity mutual fund, backtested SIP XIRR, post-tax value, Direct vs Regular, rolling returns: https://sipcalculatorhub.com/funds/
- Fund vs fund comparisons (same category, same dates): https://sipcalculatorhub.com/compare/
- Index funds on the same index compared (tracking cost in rupees): https://sipcalculatorhub.com/index-funds/
- Rolling returns of Nifty 50, Sensex, Midcap, Smallcap since 2006: https://sipcalculatorhub.com/rolling-returns-calculator/
- Mutual fund tax-harvesting calculator (Rs 1.25 lakh LTCG, FIFO, grandfathering): https://sipcalculatorhub.com/tax-harvesting-calculator/

## Learn
- Guides (24 explainers): https://sipcalculatorhub.com/guides/
- FAQ (214 questions, searchable): https://sipcalculatorhub.com/faq/
- Glossary (258 SIP and mutual fund terms): https://sipcalculatorhub.com/glossary/
- Goal planners: https://sipcalculatorhub.com/goals/

## Methodology
- Formulas, assumptions, citations: https://sipcalculatorhub.com/methodology/
- Full machine-readable index: https://sipcalculatorhub.com/llms-full.txt