A SIP ledger, kept honestly

The number every calculator shows you is wrong.

Not arithmetically — it just ignores tax and inflation. We report all three figures, so you read your future the way an analyst would.

SIP projection · step-up · monthlyLive
₹25,000
15 years
12%
10%
6%

After 15 years, on a total invested of ₹—:

Nominal
₹—
The headline figure
Post-tax
₹—
After LTCG on gains
Real value
₹—
In today's rupees

Inflation quietly erodes of that headline corpus — the gap no nominal calculator will print for you.

Method shown No demat to open 2025 tax regime PDF export

The hub

Calculators that answer the real question.

Each tool settles a decision the broker calculators leave out.

Why this hub exists

The big calculators are sales funnels. This one keeps honest books.

Tax is real

Brokers show pre-tax corpus because it reads bigger. We apply 12.5% LTCG on gains over ₹1.25 lakh so the number means something.

Inflation is real

₹2 crore in 2046 is not ₹2 crore today. Every projection is translated back into present-day purchasing power.

No "Invest Now"

We don't sell mutual funds, so we've no reason to flatter the math. The tool's only job is to be right.