Decision engine
One set of inputs, three strategies, one plain verdict — compared on real, post-tax value, not the flattering nominal number.
Educational tool — not investment advice. Figures are estimates based on your inputs, not predictions. Details
Real value (today's rupees), after tax:
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Questions
We assume lumpsum and STP invest the same total cash as the SIP, but available today. That's the honest catch: lumpsum usually wins on paper precisely because it assumes you already have the full sum, which most people don't.
As a lump sum parked and fed into equity over about a year, approximated with a small drag versus pure lumpsum. The exact figure depends on the parking instrument; see the methodology page.