Privacy
What we collect, what we don't, and how we fund the site.
Your privacy matters. All calculations on sipcalculatorhub.com run entirely in your browser. Your inputs — amounts, dates, goals, cash flows — are never transmitted to or stored on our servers. Any state you choose to share via a "copy link" button lives only in the URL you copy; we don't receive it.
We use Google Analytics 4 (GA4) to understand aggregate, anonymous usage — which pages are visited, broad device and country information, and similar non-identifying statistics. This helps us improve the tools. For visitors in the EU/EEA and other regions with similar laws, analytics storage and ad storage are denied by default under Google Consent Mode v2 until you grant consent. Google may process this data on our behalf; see Google's own privacy policy for details.
This site is supported by advertising. We display ads through Google AdSense and Adsterra. These advertising partners and their networks may use cookies, device identifiers and similar technologies to serve and measure ads, and in some cases to personalise them based on your prior browsing, subject to your consent choices. You can manage or withdraw consent at any time through the cookie banner. Google's use of advertising cookies is governed by Google's policies; Adsterra's by Adsterra's policies. We do not share your calculator inputs with any advertiser.
Some links on this site may be affiliate links. If you click one and take an action (such as signing up or making a purchase on a third-party site), we may earn a commission at no extra cost to you. Affiliate relationships never change the numbers our calculators produce, and they do not influence our honest, post-tax, inflation-adjusted approach. Where a link is affiliate in nature we aim to make that clear, and external links to our partner network open with rel="nofollow noopener".
Essential cookies keep the site working. Non-essential cookies (analytics and advertising) are only set according to your consent choices. EU/EEA visitors are asked to opt in; you can change your choice at any time. Declining non-essential cookies does not stop the calculators from working — they run locally regardless.
Because calculations are client-side, we hold no personal financial data from your use of the tools. Aggregate analytics data is processed by Google. Depending on your jurisdiction (e.g. GDPR or CCPA), you may have rights to access, correct or delete personal data held about you; contact us at contactus@sipcalculatorhub.com for any privacy request.
We may update this policy as our tools or partners change. Material changes will be reflected on this page.