Focused Fund · head to head · AMFI NAVs
Aditya Birla Sun Life Focused Fund vs ICICI Prudential Focused Fund: SIP returns compared
Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years Aditya Birla Sun Life Focused Fund is worth ₹7.55 L (XIRR 9.4%) and ICICI Prudential Focused Fund ₹8.29 L (XIRR 13.3%) — ICICI Prudential Focused Fund ahead by ₹74,557. Across every 5-year SIP since Feb 2013, Aditya Birla Sun Life Focused Fund finished ahead in 31 of 105 and ICICI Prudential Focused Fund in 74.
Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer
Aditya Birla Sun Life Focused Fund: invested — over — instalments; valued at NAV of —:
| Year | Invested | Aditya Birla Sun Life Focused Fund value | XIRR to date |
|---|
₹10,000 a month in each: what it became
Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.
| SIP period | Invested | Aditya Birla Sun Life Focused Fund | XIRR | ICICI Prudential Focused Fund | XIRR | Post-tax (both) |
|---|---|---|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1.16 L | -6.6% | ₹1.16 L | -7.0% | ₹1.16 L / ₹1.16 L |
| 3 years | ₹3,60,000 | ₹3.79 L | 3.6% | ₹3.90 L | 5.6% | ₹3.79 L / ₹3.90 L |
| 5 years | ₹6,00,000 | ₹7.55 L | 9.4% | ₹8.29 L | 13.3% | ₹7.51 L / ₹8.16 L |
| 10 years | ₹12,00,000 | ₹22.79 L | 12.5% | ₹27.97 L | 16.4% | ₹21.63 L / ₹26.16 L |
Every 5-year SIP, head to head
We started the same SIP in both funds in every month both have NAVs for — 105 SIPs, the first starting Feb 2013. Aditya Birla Sun Life Focused Fund finished ahead in 30% of them; the median gap was 3.2 percentage points a year in ICICI Prudential Focused Fund's favour.
Downside on the same dates: Aditya Birla Sun Life Focused Fund's worst 5-year SIP returned -4.5% a year (started Apr 2015) and 1 of 105 lost money; ICICI Prudential Focused Fund's worst returned -5.6% (started Apr 2015) and 2 lost money.
XIRR of every 5-year monthly SIP by the month it started. Gap = Aditya Birla Sun Life Focused Fund minus ICICI Prudential Focused Fund, percentage points a year.
| Window | SIPs compared | Ahead (Aditya / ICICI) | Median gap | Worst gap | Best gap |
|---|---|---|---|---|---|
| 3-year SIPs | 129 | 38% / 62% | -2.9 pp | -8.4 ppstarted Aug 2021 | +7.1 ppstarted Mar 2017 |
| 5-year SIPs | 105 | 30% / 70% | -3.2 pp | -7.6 ppstarted Sep 2019 | +5.1 ppstarted Mar 2015 |
Against an index fund, and the cost of the Regular plan
- Aditya Birla Sun Life Focused Fund beat a plain Nifty 500 index fund in 51% of 49 rolling 3-year SIPs (median gap +0.5 pp a year) — Aditya Birla Sun Life Focused Fund vs Nifty 500 index fund.
- Aditya Birla Sun Life Focused Fund: the Regular plan of the same 10-year SIP ended ₹1,24,768 below Direct.
- ICICI Prudential Focused Fund beat a plain Nifty 500 index fund in 100% of 49 rolling 3-year SIPs (median gap +6.2 pp a year) — ICICI Prudential Focused Fund vs Nifty 500 index fund.
- ICICI Prudential Focused Fund: the Regular plan of the same 10-year SIP ended ₹1,94,074 below Direct.
Questions
Which has given better SIP returns, Aditya Birla Sun Life Focused Fund or ICICI Prudential Focused Fund?
Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹7.55 L in Aditya Birla Sun Life Focused Fund (XIRR 9.4%) and ₹8.29 L in ICICI Prudential Focused Fund (XIRR 13.3%). Past returns don't tell you which will do better next.
Has Aditya Birla Sun Life Focused Fund beaten ICICI Prudential Focused Fund consistently?
In 30% of 105 rolling 5-year SIPs started on the same dates (from Feb 2013), Aditya Birla Sun Life Focused Fund ended ahead of ICICI Prudential Focused Fund (Direct plans). The median difference was -3.2 percentage points a year.
Where does this data come from?
Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.
Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.
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