Focused Fund · head to head · AMFI NAVs

Axis Focused Fund vs Mirae Asset Focused Fund: SIP returns compared

Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years Axis Focused Fund is worth ₹6.92 L (XIRR 5.8%) and Mirae Asset Focused Fund ₹6.91 L (XIRR 5.8%) — Axis Focused Fund ahead by ₹406. Across every 3-year SIP since Jun 2019, Axis Focused Fund finished ahead in 19 of 53 and Mirae Asset Focused Fund in 34.

Same SIP in both funds · real NAVsLive

Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer

₹10,000
6%

Axis Focused Fund: invested — over — instalments; valued at NAV of —:

Value today
—
XIRR —
Post-tax
—
If fully redeemed today
Real XIRR
—
After assumed inflation

YearInvestedAxis Focused Fund valueXIRR to date

₹10,000 a month in each: what it became

Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.

SIP periodInvestedAxis Focused FundXIRRMirae Asset Focused FundXIRRPost-tax (both)
1 year₹1,20,000₹1.19 L-1.3%₹1.20 L0.1%₹1.19 L / ₹1.20 L
3 years₹3,60,000₹3.73 L2.4%₹3.71 L2.1%₹3.73 L / ₹3.71 L
5 years₹6,00,000₹6.92 L5.8%₹6.91 L5.8%₹6.92 L / ₹6.91 L

Every 3-year SIP, head to head

We started the same SIP in both funds in every month both have NAVs for — 53 SIPs, the first starting Jun 2019. Axis Focused Fund finished ahead in 36% of them; the median gap was 0.9 percentage points a year in Mirae Asset Focused Fund's favour.

Downside on the same dates: Axis Focused Fund's worst 3-year SIP returned -0.7% a year (started Apr 2023) and 1 of 53 lost money; Mirae Asset Focused Fund's worst returned -3.4% (started Apr 2023) and 1 lost money.

-5%0%5%10%15%20%Jun 2019Oct 2023
Axis Focused FundMirae Asset Focused Fund

XIRR of every 3-year monthly SIP by the month it started. Gap = Axis Focused Fund minus Mirae Asset Focused Fund, percentage points a year.

WindowSIPs comparedAhead (Axis / Mirae)Median gapWorst gapBest gap
3-year SIPs5336% / 64%-0.9 pp-12.0 ppstarted Jul 2019+3.5 ppstarted Aug 2023
5-year SIPs2921% / 79%-2.3 pp-4.8 ppstarted Jan 2020+1.5 ppstarted Aug 2021

Against an index fund, and the cost of the Regular plan

  • Axis Focused Fund beat a plain Nifty 500 index fund in 6% of 49 rolling 3-year SIPs (median gap -7.1 pp a year) — Axis Focused Fund vs Nifty 500 index fund.
  • Axis Focused Fund: the Regular plan of the same 10-year SIP ended ₹1,14,118 below Direct.
  • Mirae Asset Focused Fund beat a plain Nifty 500 index fund in 6% of 49 rolling 3-year SIPs (median gap -3.2 pp a year) — Mirae Asset Focused Fund vs Nifty 500 index fund.
  • Mirae Asset Focused Fund: the Regular plan of the same 5-year SIP ended ₹21,169 below Direct.

Questions

Which has given better SIP returns, Axis Focused Fund or Mirae Asset Focused Fund?

Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹6.92 L in Axis Focused Fund (XIRR 5.8%) and ₹6.91 L in Mirae Asset Focused Fund (XIRR 5.8%). Past returns don't tell you which will do better next.

Has Axis Focused Fund beaten Mirae Asset Focused Fund consistently?

In 36% of 53 rolling 3-year SIPs started on the same dates (from Jun 2019), Axis Focused Fund ended ahead of Mirae Asset Focused Fund (Direct plans). The median difference was -0.9 percentage points a year.

Where does this data come from?

Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.

Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.

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