Large & Mid Cap Fund · head to head · AMFI NAVs

Bandhan Large & Mid Cap Fund vs Mirae Asset Large & Midcap Fund: SIP returns compared

Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years Bandhan Large & Mid Cap Fund is worth ₹8.63 L (XIRR 15.0%) and Mirae Asset Large & Midcap Fund ₹7.54 L (XIRR 9.3%) — Bandhan Large & Mid Cap Fund ahead by ₹1,09,212. Across every 5-year SIP since Jan 2013, Bandhan Large & Mid Cap Fund finished ahead in 39 of 106 and Mirae Asset Large & Midcap Fund in 67.

Same SIP in both funds · real NAVsLive

Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer

₹10,000
6%

Bandhan Large & Mid Cap Fund: invested — over — instalments; valued at NAV of —:

Value today
—
XIRR —
Post-tax
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If fully redeemed today
Real XIRR
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After assumed inflation

YearInvestedBandhan Large & Mid Cap Fund valueXIRR to date

₹10,000 a month in each: what it became

Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.

SIP periodInvestedBandhan Large & Mid Cap FundXIRRMirae Asset Large & Midcap FundXIRRPost-tax (both)
1 year₹1,20,000₹1.18 L-2.7%₹1.16 L-6.8%₹1.18 L / ₹1.16 L
3 years₹3,60,000₹3.95 L6.5%₹3.77 L3.2%₹3.95 L / ₹3.77 L
5 years₹6,00,000₹8.63 L15.0%₹7.54 L9.3%₹8.46 L / ₹7.50 L
10 years₹12,00,000₹28.62 L16.8%₹25.55 L14.7%₹26.74 L / ₹24.05 L

Every 5-year SIP, head to head

We started the same SIP in both funds in every month both have NAVs for — 106 SIPs, the first starting Jan 2013. Bandhan Large & Mid Cap Fund finished ahead in 37% of them; the median gap was 5.0 percentage points a year in Mirae Asset Large & Midcap Fund's favour.

Downside on the same dates: Bandhan Large & Mid Cap Fund's worst 5-year SIP returned -6.8% a year (started Apr 2015) and 3 of 106 lost money; Mirae Asset Large & Midcap Fund's worst returned 0.7% (started Apr 2015) and 0 lost money.

-10%-5%0%5%10%15%20%25%30%35%Jan 2013Oct 2021
Bandhan Large & Mid Cap FundMirae Asset Large & Midcap Fund

XIRR of every 5-year monthly SIP by the month it started. Gap = Bandhan Large & Mid Cap Fund minus Mirae Asset Large & Midcap Fund, percentage points a year.

WindowSIPs comparedAhead (Bandhan / Mirae)Median gapWorst gapBest gap
3-year SIPs13038% / 62%-3.9 pp-24.7 ppstarted Jan 2013+12.1 ppstarted Sep 2021
5-year SIPs10637% / 63%-5.0 pp-13.9 ppstarted Jan 2013+7.6 ppstarted Mar 2020

Against an index fund, and the cost of the Regular plan

  • Bandhan Large & Mid Cap Fund beat a plain Nifty 500 index fund in 100% of 49 rolling 3-year SIPs (median gap +7.8 pp a year) — Bandhan Large & Mid Cap Fund vs Nifty 500 index fund.
  • Bandhan Large & Mid Cap Fund: the Regular plan of the same 10-year SIP ended ₹2,02,533 below Direct.
  • Mirae Asset Large & Midcap Fund beat a plain Nifty 500 index fund in 92% of 49 rolling 3-year SIPs (median gap +1.1 pp a year) — Mirae Asset Large & Midcap Fund vs Nifty 500 index fund.
  • Mirae Asset Large & Midcap Fund: the Regular plan of the same 10-year SIP ended ₹1,47,218 below Direct.

Questions

Which has given better SIP returns, Bandhan Large & Mid Cap Fund or Mirae Asset Large & Midcap Fund?

Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹8.63 L in Bandhan Large & Mid Cap Fund (XIRR 15.0%) and ₹7.54 L in Mirae Asset Large & Midcap Fund (XIRR 9.3%). Past returns don't tell you which will do better next.

Has Bandhan Large & Mid Cap Fund beaten Mirae Asset Large & Midcap Fund consistently?

In 37% of 106 rolling 5-year SIPs started on the same dates (from Jan 2013), Bandhan Large & Mid Cap Fund ended ahead of Mirae Asset Large & Midcap Fund (Direct plans). The median difference was -5.0 percentage points a year.

Where does this data come from?

Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.

Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.

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