Small Cap Fund · head to head · AMFI NAVs

Bandhan Small Cap Fund vs Quant Small Cap Fund: SIP returns compared

Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years Bandhan Small Cap Fund is worth ₹10.24 L (XIRR 22.2%) and Quant Small Cap Fund ₹9.31 L (XIRR 18.2%) — Bandhan Small Cap Fund ahead by ₹93,092. Across every 3-year SIP since Mar 2020, Bandhan Small Cap Fund finished ahead in 27 of 44 and Quant Small Cap Fund in 17.

Same SIP in both funds · real NAVsLive

Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer

₹10,000
6%

Bandhan Small Cap Fund: invested — over — instalments; valued at NAV of —:

Value today
—
XIRR —
Post-tax
—
If fully redeemed today
Real XIRR
—
After assumed inflation

YearInvestedBandhan Small Cap Fund valueXIRR to date

₹10,000 a month in each: what it became

Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.

SIP periodInvestedBandhan Small Cap FundXIRRQuant Small Cap FundXIRRPost-tax (both)
1 year₹1,20,000₹1.29 L17.1%₹1.33 L24.2%₹1.27 L / ₹1.30 L
3 years₹3,60,000₹4.39 L14.0%₹4.20 L10.8%₹4.37 L / ₹4.17 L
5 years₹6,00,000₹10.24 L22.2%₹9.31 L18.2%₹9.86 L / ₹9.04 L

Every 3-year SIP, head to head

We started the same SIP in both funds in every month both have NAVs for — 44 SIPs, the first starting Mar 2020. Bandhan Small Cap Fund finished ahead in 61% of them; the median gap was 5.3 percentage points a year in Bandhan Small Cap Fund's favour.

Downside on the same dates: Bandhan Small Cap Fund's worst 3-year SIP returned 11.6% a year (started Apr 2023) and 0 of 44 lost money; Quant Small Cap Fund's worst returned 2.4% (started Apr 2023) and 0 lost money.

0%10%20%30%40%50%Mar 2020Oct 2023
Bandhan Small Cap FundQuant Small Cap Fund

XIRR of every 3-year monthly SIP by the month it started. Gap = Bandhan Small Cap Fund minus Quant Small Cap Fund, percentage points a year.

WindowSIPs comparedAhead (Bandhan / Quant)Median gapWorst gapBest gap
3-year SIPs4461% / 39%+5.3 pp-23.1 ppstarted Mar 2020+12.1 ppstarted Feb 2023
5-year SIPs2085% / 15%+3.9 pp-2.5 ppstarted Mar 2020+5.8 ppstarted Feb 2021

Against an index fund, and the cost of the Regular plan

  • Bandhan Small Cap Fund beat a plain Nifty Smallcap 250 index fund in 84% of 44 rolling 3-year SIPs (median gap +8.6 pp a year) — Bandhan Small Cap Fund vs Nifty Smallcap 250 index fund.
  • Bandhan Small Cap Fund: the Regular plan of the same 5-year SIP ended ₹39,516 below Direct.
  • Quant Small Cap Fund beat a plain Nifty Smallcap 250 index fund in 88% of 49 rolling 3-year SIPs (median gap +4.8 pp a year) — Quant Small Cap Fund vs Nifty Smallcap 250 index fund.
  • Quant Small Cap Fund: the Regular plan of the same 10-year SIP ended ₹2,97,776 below Direct.

Questions

Which has given better SIP returns, Bandhan Small Cap Fund or Quant Small Cap Fund?

Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹10.24 L in Bandhan Small Cap Fund (XIRR 22.2%) and ₹9.31 L in Quant Small Cap Fund (XIRR 18.2%). Past returns don't tell you which will do better next.

Has Bandhan Small Cap Fund beaten Quant Small Cap Fund consistently?

In 61% of 44 rolling 3-year SIPs started on the same dates (from Mar 2020), Bandhan Small Cap Fund ended ahead of Quant Small Cap Fund (Direct plans). The median difference was +5.3 percentage points a year.

Where does this data come from?

Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.

Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.

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