Focused Fund · head to head · AMFI NAVs

DSP Focused Fund vs Quant Focused Fund: SIP returns compared

Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years DSP Focused Fund is worth ₹7.70 L (XIRR 10.2%) and Quant Focused Fund ₹7.97 L (XIRR 11.6%) — Quant Focused Fund ahead by ₹26,589. Across every 5-year SIP since Feb 2013, DSP Focused Fund finished ahead in 17 of 105 and Quant Focused Fund in 88.

Same SIP in both funds · real NAVsLive

Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer

₹10,000
6%

DSP Focused Fund: invested — over — instalments; valued at NAV of —:

Value today
—
XIRR —
Post-tax
—
If fully redeemed today
Real XIRR
—
After assumed inflation

YearInvestedDSP Focused Fund valueXIRR to date

₹10,000 a month in each: what it became

Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.

SIP periodInvestedDSP Focused FundXIRRQuant Focused FundXIRRPost-tax (both)
1 year₹1,20,000₹1.18 L-4.3%₹1.25 L9.2%₹1.18 L / ₹1.24 L
3 years₹3,60,000₹3.79 L3.5%₹3.91 L5.8%₹3.79 L / ₹3.90 L
5 years₹6,00,000₹7.70 L10.2%₹7.97 L11.6%₹7.64 L / ₹7.87 L
10 years₹12,00,000₹22.52 L12.3%₹26.76 L15.5%₹21.39 L / ₹25.10 L

Every 5-year SIP, head to head

We started the same SIP in both funds in every month both have NAVs for — 105 SIPs, the first starting Feb 2013. DSP Focused Fund finished ahead in 16% of them; the median gap was 3.5 percentage points a year in Quant Focused Fund's favour.

Downside on the same dates: DSP Focused Fund's worst 5-year SIP returned -6.0% a year (started Apr 2015) and 2 of 105 lost money; Quant Focused Fund's worst returned -6.1% (started Apr 2015) and 2 lost money.

-5%0%5%10%15%20%25%30%Feb 2013Oct 2021
DSP Focused FundQuant Focused Fund

XIRR of every 5-year monthly SIP by the month it started. Gap = DSP Focused Fund minus Quant Focused Fund, percentage points a year.

WindowSIPs comparedAhead (DSP / Quant)Median gapWorst gapBest gap
3-year SIPs12926% / 74%-3.4 pp-16.6 ppstarted May 2019+7.9 ppstarted Feb 2017
5-year SIPs10516% / 84%-3.5 pp-11.2 ppstarted Apr 2019+4.2 ppstarted Mar 2015

Against an index fund, and the cost of the Regular plan

  • DSP Focused Fund beat a plain Nifty 500 index fund in 63% of 49 rolling 3-year SIPs (median gap +1.9 pp a year) — DSP Focused Fund vs Nifty 500 index fund.
  • DSP Focused Fund: the Regular plan of the same 10-year SIP ended ₹1,35,280 below Direct.
  • Quant Focused Fund beat a plain Nifty 500 index fund in 76% of 49 rolling 3-year SIPs (median gap +4.0 pp a year) — Quant Focused Fund vs Nifty 500 index fund.
  • Quant Focused Fund: the Regular plan of the same 10-year SIP ended ₹2,45,466 below Direct.

Questions

Which has given better SIP returns, DSP Focused Fund or Quant Focused Fund?

Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹7.70 L in DSP Focused Fund (XIRR 10.2%) and ₹7.97 L in Quant Focused Fund (XIRR 11.6%). Past returns don't tell you which will do better next.

Has DSP Focused Fund beaten Quant Focused Fund consistently?

In 16% of 105 rolling 5-year SIPs started on the same dates (from Feb 2013), DSP Focused Fund ended ahead of Quant Focused Fund (Direct plans). The median difference was -3.5 percentage points a year.

Where does this data come from?

Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.

Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.

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