Large & Mid Cap Fund · head to head · AMFI NAVs

DSP Large & Mid Cap Fund vs ICICI Prudential Large & Mid Cap Fund: SIP returns compared

Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years DSP Large & Mid Cap Fund is worth ₹7.68 L (XIRR 10.1%) and ICICI Prudential Large & Mid Cap Fund ₹8.02 L (XIRR 12.0%) — ICICI Prudential Large & Mid Cap Fund ahead by ₹34,186. Across every 5-year SIP since Jan 2013, DSP Large & Mid Cap Fund finished ahead in 45 of 106 and ICICI Prudential Large & Mid Cap Fund in 61.

Same SIP in both funds · real NAVsLive

Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer

₹10,000
6%

DSP Large & Mid Cap Fund: invested — over — instalments; valued at NAV of —:

Value today
—
XIRR —
Post-tax
—
If fully redeemed today
Real XIRR
—
After assumed inflation

YearInvestedDSP Large & Mid Cap Fund valueXIRR to date

₹10,000 a month in each: what it became

Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.

SIP periodInvestedDSP Large & Mid Cap FundXIRRICICI Prudential Large & Mid Cap FundXIRRPost-tax (both)
1 year₹1,20,000₹1.14 L-11.1%₹1.15 L-8.9%₹1.14 L / ₹1.15 L
3 years₹3,60,000₹3.68 L1.4%₹3.80 L3.7%₹3.68 L / ₹3.80 L
5 years₹6,00,000₹7.68 L10.1%₹8.02 L12.0%₹7.63 L / ₹7.93 L
10 years₹12,00,000₹24.68 L14.0%₹27.42 L16.0%₹23.28 L / ₹25.68 L

Every 5-year SIP, head to head

We started the same SIP in both funds in every month both have NAVs for — 106 SIPs, the first starting Jan 2013. DSP Large & Mid Cap Fund finished ahead in 42% of them; the median gap was 1.8 percentage points a year in ICICI Prudential Large & Mid Cap Fund's favour.

Downside on the same dates: DSP Large & Mid Cap Fund's worst 5-year SIP returned -4.0% a year (started Apr 2015) and 1 of 106 lost money; ICICI Prudential Large & Mid Cap Fund's worst returned -7.7% (started Apr 2015) and 3 lost money.

-10%-5%0%5%10%15%20%25%30%35%Jan 2013Oct 2021
DSP Large & Mid Cap FundICICI Prudential Large & Mid Cap Fund

XIRR of every 5-year monthly SIP by the month it started. Gap = DSP Large & Mid Cap Fund minus ICICI Prudential Large & Mid Cap Fund, percentage points a year.

WindowSIPs comparedAhead (DSP / ICICI)Median gapWorst gapBest gap
3-year SIPs13056% / 44%+1.0 pp-8.4 ppstarted Jun 2019+6.8 ppstarted Aug 2013
5-year SIPs10642% / 58%-1.8 pp-4.9 ppstarted Apr 2019+5.1 ppstarted Jan 2013

Against an index fund, and the cost of the Regular plan

  • DSP Large & Mid Cap Fund beat a plain Nifty 500 index fund in 96% of 49 rolling 3-year SIPs (median gap +3.8 pp a year) — DSP Large & Mid Cap Fund vs Nifty 500 index fund.
  • DSP Large & Mid Cap Fund: the Regular plan of the same 10-year SIP ended ₹1,45,136 below Direct.
  • ICICI Prudential Large & Mid Cap Fund beat a plain Nifty 500 index fund in 100% of 49 rolling 3-year SIPs (median gap +7.2 pp a year) — ICICI Prudential Large & Mid Cap Fund vs Nifty 500 index fund.
  • ICICI Prudential Large & Mid Cap Fund: the Regular plan of the same 10-year SIP ended ₹1,41,159 below Direct.

Questions

Which has given better SIP returns, DSP Large & Mid Cap Fund or ICICI Prudential Large & Mid Cap Fund?

Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹7.68 L in DSP Large & Mid Cap Fund (XIRR 10.1%) and ₹8.02 L in ICICI Prudential Large & Mid Cap Fund (XIRR 12.0%). Past returns don't tell you which will do better next.

Has DSP Large & Mid Cap Fund beaten ICICI Prudential Large & Mid Cap Fund consistently?

In 42% of 106 rolling 5-year SIPs started on the same dates (from Jan 2013), DSP Large & Mid Cap Fund ended ahead of ICICI Prudential Large & Mid Cap Fund (Direct plans). The median difference was -1.8 percentage points a year.

Where does this data come from?

Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.

Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.

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