Large & Mid Cap Fund · head to head · AMFI NAVs
Kotak Large & Mid Cap Fund vs Tata Large & Mid Cap Fund: SIP returns compared
Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years Kotak Large & Mid Cap Fund is worth ₹7.83 L (XIRR 10.9%) and Tata Large & Mid Cap Fund ₹6.87 L (XIRR 5.5%) — Kotak Large & Mid Cap Fund ahead by ₹96,262. Across every 5-year SIP since Jan 2013, Kotak Large & Mid Cap Fund finished ahead in 98 of 106 and Tata Large & Mid Cap Fund in 8.
Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer
Kotak Large & Mid Cap Fund: invested — over — instalments; valued at NAV of —:
| Year | Invested | Kotak Large & Mid Cap Fund value | XIRR to date |
|---|
₹10,000 a month in each: what it became
Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.
| SIP period | Invested | Kotak Large & Mid Cap Fund | XIRR | Tata Large & Mid Cap Fund | XIRR | Post-tax (both) |
|---|---|---|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1.16 L | -7.4% | ₹1.14 L | -10.0% | ₹1.16 L / ₹1.14 L |
| 3 years | ₹3,60,000 | ₹3.78 L | 3.4% | ₹3.48 L | -2.3% | ₹3.78 L / ₹3.48 L |
| 5 years | ₹6,00,000 | ₹7.83 L | 10.9% | ₹6.87 L | 5.5% | ₹7.76 L / ₹6.87 L |
| 10 years | ₹12,00,000 | ₹26.00 L | 15.0% | ₹21.79 L | 11.6% | ₹24.44 L / ₹20.76 L |
Every 5-year SIP, head to head
We started the same SIP in both funds in every month both have NAVs for — 106 SIPs, the first starting Jan 2013. Kotak Large & Mid Cap Fund finished ahead in 92% of them; the median gap was 1.5 percentage points a year in Kotak Large & Mid Cap Fund's favour.
Downside on the same dates: Kotak Large & Mid Cap Fund's worst 5-year SIP returned -2.1% a year (started Apr 2015) and 1 of 106 lost money; Tata Large & Mid Cap Fund's worst returned -3.3% (started Apr 2015) and 1 lost money.
XIRR of every 5-year monthly SIP by the month it started. Gap = Kotak Large & Mid Cap Fund minus Tata Large & Mid Cap Fund, percentage points a year.
| Window | SIPs compared | Ahead (Kotak / Tata) | Median gap | Worst gap | Best gap |
|---|---|---|---|---|---|
| 3-year SIPs | 130 | 81% / 19% | +1.7 pp | -2.5 ppstarted Aug 2016 | +9.3 ppstarted Mar 2023 |
| 5-year SIPs | 106 | 92% / 8% | +1.5 pp | -0.7 ppstarted Jan 2018 | +6.6 ppstarted Apr 2021 |
Against an index fund, and the cost of the Regular plan
- Kotak Large & Mid Cap Fund beat a plain Nifty 500 index fund in 100% of 49 rolling 3-year SIPs (median gap +3.8 pp a year) — Kotak Large & Mid Cap Fund vs Nifty 500 index fund.
- Kotak Large & Mid Cap Fund: the Regular plan of the same 10-year SIP ended ₹1,74,468 below Direct.
- Tata Large & Mid Cap Fund beat a plain Nifty 500 index fund in 63% of 49 rolling 3-year SIPs (median gap +0.8 pp a year) — Tata Large & Mid Cap Fund vs Nifty 500 index fund.
- Tata Large & Mid Cap Fund: the Regular plan of the same 10-year SIP ended ₹1,28,588 below Direct.
Questions
Which has given better SIP returns, Kotak Large & Mid Cap Fund or Tata Large & Mid Cap Fund?
Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹7.83 L in Kotak Large & Mid Cap Fund (XIRR 10.9%) and ₹6.87 L in Tata Large & Mid Cap Fund (XIRR 5.5%). Past returns don't tell you which will do better next.
Has Kotak Large & Mid Cap Fund beaten Tata Large & Mid Cap Fund consistently?
In 92% of 106 rolling 5-year SIPs started on the same dates (from Jan 2013), Kotak Large & Mid Cap Fund ended ahead of Tata Large & Mid Cap Fund (Direct plans). The median difference was +1.5 percentage points a year.
Where does this data come from?
Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.
Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.
More comparisons
- Kotak Large & Mid Cap Fund vs Aditya Birla Sun Life Large & Mid Cap Fund
- Kotak Large & Mid Cap Fund vs Axis Large & Mid Cap Fund
- Kotak Large & Mid Cap Fund vs Bandhan Large & Mid Cap Fund
- Kotak Large & Mid Cap Fund vs DSP Large & Mid Cap Fund
- Kotak Large & Mid Cap Fund vs HDFC Large & Mid Cap Fund
- Kotak Large & Mid Cap Fund vs ICICI Prudential Large & Mid Cap Fund
- Tata Large & Mid Cap Fund vs Aditya Birla Sun Life Large & Mid Cap Fund
- Tata Large & Mid Cap Fund vs Axis Large & Mid Cap Fund
- Tata Large & Mid Cap Fund vs Bandhan Large & Mid Cap Fund
- Tata Large & Mid Cap Fund vs DSP Large & Mid Cap Fund
- Tata Large & Mid Cap Fund vs HDFC Large & Mid Cap Fund
- Tata Large & Mid Cap Fund vs ICICI Prudential Large & Mid Cap Fund