Small Cap Fund · SIP history from AMFI NAVs
Quantum Small Cap Fund SIP calculator & returns
A ₹10,000 monthly SIP in the Direct plan for the last 3 years (Nov 2023 onward) would be worth ₹4.10 L on 1 Oct 2026, on ₹3,60,000 invested — an XIRR of 9.2%. After tax on full redemption: ₹4.09 L.
Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer
Invested — over — instalments; valued at NAV of —:
| Year | Invested | Value at year end | XIRR to date |
|---|
₹10,000 a month in Quantum Small Cap Fund: what it became
Each row is a monthly SIP that ends today (1 Oct 2026). Post-tax assumes you redeem everything today with no other capital gains this year.
| SIP period | Invested | Direct value | Direct XIRR | Direct post-tax | Regular value | Regular XIRR |
|---|---|---|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1.26 L | 10.7% | ₹1.25 L | ₹1.25 L | 9.0% |
| 3 years | ₹3,60,000 | ₹4.10 L | 9.2% | ₹4.09 L | ₹4.01 L | 7.5% |
| Since launch of each plan | varies | ₹4.10 L | 9.2% | ₹4.09 L | ₹4.01 L | 7.5% |
Same ₹10,000/month for 3 years, same fund manager, same portfolio: the Regular plan ended ₹9,223 lower (2.2% of the Direct value). The XIRR gap is 1.62 percentage points a year — that is the distributor commission inside the Regular plan's expense ratio, compounding against you. Direct vs Regular, explained.
Did Quantum Small Cap Fund beat a plain Nifty Smallcap 250 index fund?
A ₹10,000 monthly SIP over the last 3 years (Nov 2023 onward) is worth ₹4.10 L in Quantum Small Cap Fund (XIRR 9.2%) against ₹3.92 L in the index fund (XIRR 6.0%) — ₹17,859 more in the active fund.
The index fund's NAV already includes its own expense ratio and tracking error, so this is what you would actually have earned. The comparison uses the Nifty Smallcap 250 index fund we match to this category, which may differ from the fund's official benchmark, and it can only cover months where both funds have NAVs (Nov 2023 to Oct 2026). Only funds that still exist are compared; merged or closed funds, often the weaker ones, drop out of AMFI's list, which flatters active funds as a group (how this comparison works).
Every SIP this fund has ever allowed: rolling returns
Not enough history yet for a 3-year rolling view. This section fills in automatically as AMFI data accumulates.
Rolling figures use the Direct plan (available history). SIP on the first business day of each month; units valued at the NAV one month after the last instalment.
Questions about Quantum Small Cap Fund SIPs
Has Quantum Small Cap Fund beaten a Nifty Smallcap 250 index fund?
Over the last 3 years a ₹10,000 monthly SIP is worth ₹4.10 L in Quantum Small Cap Fund against ₹3.92 L in Motilal Oswal Nifty Smallcap 250 Index Fund.
Direct or Regular plan of Quantum Small Cap Fund — how much does it matter?
Same ₹10,000/month for 3 years, same fund manager, same portfolio: the Regular plan ended ₹9,223 lower (2.2% of the Direct value). The XIRR gap is 1.62 percentage points a year — that is the distributor commission inside the Regular plan's expense ratio, compounding against you. Direct vs Regular, explained.
Where does this data come from?
Daily NAVs published by AMFI (Association of Mutual Funds in India). We take the first NAV of each month as the SIP date and value units at the latest NAV. Updated monthly.
How these numbers are calculated
NAVs are AMFI's official daily NAVs (Growth option). Instalments fall on the first business day of each month; stamp duty (0.005%) and exit loads are ignored. Returns are XIRR on actual dates. Tax: 12.5% LTCG above ₹1.25 lakh on units held over a year, 20% STCG on the rest, and Section 112A grandfathering at the 31-Jan-2018 NAV for older units. Full method: methodology.
Past performance does not indicate future returns. This page is a historical calculation, not a recommendation to buy, hold or sell this fund. sipcalculatorhub.com is not a SEBI-registered investment adviser.
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