Aggressive Hybrid Fund · head to head · AMFI NAVs

Bandhan Aggressive Hybrid Fund vs SBI Aggressive Hybrid Fund: SIP returns compared

Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years Bandhan Aggressive Hybrid Fund is worth ₹8.01 L (XIRR 11.9%) and SBI Aggressive Hybrid Fund ₹7.58 L (XIRR 9.6%) — Bandhan Aggressive Hybrid Fund ahead by ₹43,682. Across every 5-year SIP since Jan 2017, Bandhan Aggressive Hybrid Fund finished ahead in 50 of 58 and SBI Aggressive Hybrid Fund in 8.

Same SIP in both funds · real NAVsLive

Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer

₹10,000
6%

Bandhan Aggressive Hybrid Fund: invested — over — instalments; valued at NAV of —:

Value today
—
XIRR —
Post-tax
—
If fully redeemed today
Real XIRR
—
After assumed inflation

YearInvestedBandhan Aggressive Hybrid Fund valueXIRR to date

₹10,000 a month in each: what it became

Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.

SIP periodInvestedBandhan Aggressive Hybrid FundXIRRSBI Aggressive Hybrid FundXIRRPost-tax (both)
1 year₹1,20,000₹1.21 L2.2%₹1.19 L-1.6%₹1.21 L / ₹1.19 L
3 years₹3,60,000₹4.07 L8.6%₹3.93 L6.2%₹4.07 L / ₹3.93 L
5 years₹6,00,000₹8.01 L11.9%₹7.58 L9.6%₹7.92 L / ₹7.54 L

Every 5-year SIP, head to head

We started the same SIP in both funds in every month both have NAVs for — 58 SIPs, the first starting Jan 2017. Bandhan Aggressive Hybrid Fund finished ahead in 86% of them; the median gap was 1.7 percentage points a year in Bandhan Aggressive Hybrid Fund's favour.

Downside on the same dates: Bandhan Aggressive Hybrid Fund's worst 5-year SIP returned 10.8% a year (started Apr 2021) and 0 of 58 lost money; SBI Aggressive Hybrid Fund's worst returned 9.2% (started Apr 2021) and 0 lost money.

0%5%10%15%20%Jan 2017Oct 2021
Bandhan Aggressive Hybrid FundSBI Aggressive Hybrid Fund

XIRR of every 5-year monthly SIP by the month it started. Gap = Bandhan Aggressive Hybrid Fund minus SBI Aggressive Hybrid Fund, percentage points a year.

WindowSIPs comparedAhead (Bandhan / SBI)Median gapWorst gapBest gap
3-year SIPs8279% / 21%+1.8 pp-8.7 ppstarted Apr 2017+5.7 ppstarted Jan 2022
5-year SIPs5886% / 14%+1.7 pp-1.2 ppstarted Mar 2017+4.5 ppstarted Jan 2020

Against an index fund, and the cost of the Regular plan

  • Bandhan Aggressive Hybrid Fund: the Regular plan of the same 5-year SIP ended ₹28,887 below Direct.
  • SBI Aggressive Hybrid Fund: the Regular plan of the same 10-year SIP ended ₹88,937 below Direct.

Questions

Which has given better SIP returns, Bandhan Aggressive Hybrid Fund or SBI Aggressive Hybrid Fund?

Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹8.01 L in Bandhan Aggressive Hybrid Fund (XIRR 11.9%) and ₹7.58 L in SBI Aggressive Hybrid Fund (XIRR 9.6%). Past returns don't tell you which will do better next.

Has Bandhan Aggressive Hybrid Fund beaten SBI Aggressive Hybrid Fund consistently?

In 86% of 58 rolling 5-year SIPs started on the same dates (from Jan 2017), Bandhan Aggressive Hybrid Fund ended ahead of SBI Aggressive Hybrid Fund (Direct plans). The median difference was +1.7 percentage points a year.

Where does this data come from?

Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.

Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.

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