Large Cap Fund · head to head · AMFI NAVs
Bandhan Large Cap Fund vs DSP Large Cap Fund: SIP returns compared
Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years Bandhan Large Cap Fund is worth ₹7.47 L (XIRR 9.0%) and DSP Large Cap Fund ₹7.22 L (XIRR 7.6%) — Bandhan Large Cap Fund ahead by ₹25,333. Across every 5-year SIP since Jan 2013, Bandhan Large Cap Fund finished ahead in 90 of 106 and DSP Large Cap Fund in 16.
Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer
Bandhan Large Cap Fund: invested — over — instalments; valued at NAV of —:
| Year | Invested | Bandhan Large Cap Fund value | XIRR to date |
|---|
₹10,000 a month in each: what it became
Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.
| SIP period | Invested | Bandhan Large Cap Fund | XIRR | DSP Large Cap Fund | XIRR | Post-tax (both) |
|---|---|---|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1.16 L | -7.7% | ₹1.13 L | -13.3% | ₹1.16 L / ₹1.13 L |
| 3 years | ₹3,60,000 | ₹3.74 L | 2.7% | ₹3.58 L | -0.4% | ₹3.74 L / ₹3.58 L |
| 5 years | ₹6,00,000 | ₹7.47 L | 9.0% | ₹7.22 L | 7.6% | ₹7.44 L / ₹7.22 L |
| 10 years | ₹12,00,000 | ₹22.60 L | 12.3% | ₹20.67 L | 10.6% | ₹21.47 L / ₹19.77 L |
Every 5-year SIP, head to head
We started the same SIP in both funds in every month both have NAVs for — 106 SIPs, the first starting Jan 2013. Bandhan Large Cap Fund finished ahead in 85% of them; the median gap was 1.4 percentage points a year in Bandhan Large Cap Fund's favour.
Downside on the same dates: Bandhan Large Cap Fund's worst 5-year SIP returned -3.2% a year (started Apr 2015) and 1 of 106 lost money; DSP Large Cap Fund's worst returned -6.8% (started Apr 2015) and 3 lost money.
XIRR of every 5-year monthly SIP by the month it started. Gap = Bandhan Large Cap Fund minus DSP Large Cap Fund, percentage points a year.
| Window | SIPs compared | Ahead (Bandhan / DSP) | Median gap | Worst gap | Best gap |
|---|---|---|---|---|---|
| 3-year SIPs | 130 | 65% / 35% | +1.0 pp | -4.6 ppstarted Nov 2013 | +7.2 ppstarted Mar 2019 |
| 5-year SIPs | 106 | 85% / 15% | +1.4 pp | -1.8 ppstarted Mar 2020 | +4.9 ppstarted Mar 2017 |
Against an index fund, and the cost of the Regular plan
- Bandhan Large Cap Fund beat a plain Nifty 50 index fund in 54% of 106 rolling 5-year SIPs (median gap +0.3 pp a year) — Bandhan Large Cap Fund vs Nifty 50 index fund.
- Bandhan Large Cap Fund: the Regular plan of the same 10-year SIP ended ₹1,50,375 below Direct.
- DSP Large Cap Fund beat a plain Nifty 50 index fund in 35% of 106 rolling 5-year SIPs (median gap -1.5 pp a year) — DSP Large Cap Fund vs Nifty 50 index fund.
- DSP Large Cap Fund: the Regular plan of the same 10-year SIP ended ₹97,165 below Direct.
Questions
Which has given better SIP returns, Bandhan Large Cap Fund or DSP Large Cap Fund?
Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹7.47 L in Bandhan Large Cap Fund (XIRR 9.0%) and ₹7.22 L in DSP Large Cap Fund (XIRR 7.6%). Past returns don't tell you which will do better next.
Has Bandhan Large Cap Fund beaten DSP Large Cap Fund consistently?
In 85% of 106 rolling 5-year SIPs started on the same dates (from Jan 2013), Bandhan Large Cap Fund ended ahead of DSP Large Cap Fund (Direct plans). The median difference was +1.4 percentage points a year.
Where does this data come from?
Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.
Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.
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