Large Cap Fund · head to head · AMFI NAVs

Bandhan Large Cap Fund vs Mirae Asset Large Cap Fund: SIP returns compared

Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years Bandhan Large Cap Fund is worth ₹7.47 L (XIRR 9.0%) and Mirae Asset Large Cap Fund ₹6.93 L (XIRR 5.9%) — Bandhan Large Cap Fund ahead by ₹54,103. Across every 5-year SIP since Jan 2013, Bandhan Large Cap Fund finished ahead in 36 of 106 and Mirae Asset Large Cap Fund in 70.

Same SIP in both funds · real NAVsLive

Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer

₹10,000
6%

Bandhan Large Cap Fund: invested — over — instalments; valued at NAV of —:

Value today
—
XIRR —
Post-tax
—
If fully redeemed today
Real XIRR
—
After assumed inflation

YearInvestedBandhan Large Cap Fund valueXIRR to date

₹10,000 a month in each: what it became

Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.

SIP periodInvestedBandhan Large Cap FundXIRRMirae Asset Large Cap FundXIRRPost-tax (both)
1 year₹1,20,000₹1.16 L-7.7%₹1.14 L-11.0%₹1.16 L / ₹1.14 L
3 years₹3,60,000₹3.74 L2.7%₹3.62 L0.4%₹3.74 L / ₹3.62 L
5 years₹6,00,000₹7.47 L9.0%₹6.93 L5.9%₹7.44 L / ₹6.93 L
10 years₹12,00,000₹22.60 L12.3%₹20.83 L10.8%₹21.47 L / ₹19.92 L

Every 5-year SIP, head to head

We started the same SIP in both funds in every month both have NAVs for — 106 SIPs, the first starting Jan 2013. Bandhan Large Cap Fund finished ahead in 34% of them; the median gap was 0.9 percentage points a year in Mirae Asset Large Cap Fund's favour.

Downside on the same dates: Bandhan Large Cap Fund's worst 5-year SIP returned -3.2% a year (started Apr 2015) and 1 of 106 lost money; Mirae Asset Large Cap Fund's worst returned -2.3% (started Apr 2015) and 1 lost money.

-5%0%5%10%15%20%25%Jan 2013Oct 2021
Bandhan Large Cap FundMirae Asset Large Cap Fund

XIRR of every 5-year monthly SIP by the month it started. Gap = Bandhan Large Cap Fund minus Mirae Asset Large Cap Fund, percentage points a year.

WindowSIPs comparedAhead (Bandhan / Mirae)Median gapWorst gapBest gap
3-year SIPs13037% / 63%-1.1 pp-14.2 ppstarted Jan 2013+6.4 ppstarted May 2021
5-year SIPs10634% / 66%-0.9 pp-7.4 ppstarted Feb 2013+3.5 ppstarted May 2019

Against an index fund, and the cost of the Regular plan

  • Bandhan Large Cap Fund beat a plain Nifty 50 index fund in 54% of 106 rolling 5-year SIPs (median gap +0.3 pp a year) — Bandhan Large Cap Fund vs Nifty 50 index fund.
  • Bandhan Large Cap Fund: the Regular plan of the same 10-year SIP ended ₹1,50,375 below Direct.
  • Mirae Asset Large Cap Fund beat a plain Nifty 50 index fund in 78% of 106 rolling 5-year SIPs (median gap +0.7 pp a year) — Mirae Asset Large Cap Fund vs Nifty 50 index fund.
  • Mirae Asset Large Cap Fund: the Regular plan of the same 10-year SIP ended ₹1,21,463 below Direct.

Questions

Which has given better SIP returns, Bandhan Large Cap Fund or Mirae Asset Large Cap Fund?

Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹7.47 L in Bandhan Large Cap Fund (XIRR 9.0%) and ₹6.93 L in Mirae Asset Large Cap Fund (XIRR 5.9%). Past returns don't tell you which will do better next.

Has Bandhan Large Cap Fund beaten Mirae Asset Large Cap Fund consistently?

In 34% of 106 rolling 5-year SIPs started on the same dates (from Jan 2013), Bandhan Large Cap Fund ended ahead of Mirae Asset Large Cap Fund (Direct plans). The median difference was -0.9 percentage points a year.

Where does this data come from?

Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.

Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.

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