Focused Fund · head to head · AMFI NAVs
ICICI Prudential Focused Fund vs Nippon India Focused Fund: SIP returns compared
Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years ICICI Prudential Focused Fund is worth ₹8.29 L (XIRR 13.3%) and Nippon India Focused Fund ₹7.22 L (XIRR 7.6%) — ICICI Prudential Focused Fund ahead by ₹1,07,413. Across every 5-year SIP since Feb 2013, ICICI Prudential Focused Fund finished ahead in 63 of 105 and Nippon India Focused Fund in 42.
Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer
ICICI Prudential Focused Fund: invested — over — instalments; valued at NAV of —:
| Year | Invested | ICICI Prudential Focused Fund value | XIRR to date |
|---|
₹10,000 a month in each: what it became
Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.
| SIP period | Invested | ICICI Prudential Focused Fund | XIRR | Nippon India Focused Fund | XIRR | Post-tax (both) |
|---|---|---|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1.16 L | -7.0% | ₹1.16 L | -8.0% | ₹1.16 L / ₹1.16 L |
| 3 years | ₹3,60,000 | ₹3.90 L | 5.6% | ₹3.68 L | 1.4% | ₹3.90 L / ₹3.68 L |
| 5 years | ₹6,00,000 | ₹8.29 L | 13.3% | ₹7.22 L | 7.6% | ₹8.16 L / ₹7.22 L |
| 10 years | ₹12,00,000 | ₹27.97 L | 16.4% | ₹22.94 L | 12.6% | ₹26.16 L / ₹21.76 L |
Every 5-year SIP, head to head
We started the same SIP in both funds in every month both have NAVs for — 105 SIPs, the first starting Feb 2013. ICICI Prudential Focused Fund finished ahead in 60% of them; the median gap was 0.6 percentage points a year in ICICI Prudential Focused Fund's favour.
Downside on the same dates: ICICI Prudential Focused Fund's worst 5-year SIP returned -5.6% a year (started Apr 2015) and 2 of 105 lost money; Nippon India Focused Fund's worst returned -9.1% (started Apr 2015) and 3 lost money.
XIRR of every 5-year monthly SIP by the month it started. Gap = ICICI Prudential Focused Fund minus Nippon India Focused Fund, percentage points a year.
| Window | SIPs compared | Ahead (ICICI / Nippon) | Median gap | Worst gap | Best gap |
|---|---|---|---|---|---|
| 3-year SIPs | 129 | 55% / 45% | +0.3 pp | -19.2 ppstarted Feb 2013 | +10.4 ppstarted Apr 2021 |
| 5-year SIPs | 105 | 60% / 40% | +0.6 pp | -11.1 ppstarted Feb 2013 | +7.8 ppstarted Feb 2021 |
Against an index fund, and the cost of the Regular plan
- ICICI Prudential Focused Fund beat a plain Nifty 500 index fund in 100% of 49 rolling 3-year SIPs (median gap +6.2 pp a year) — ICICI Prudential Focused Fund vs Nifty 500 index fund.
- ICICI Prudential Focused Fund: the Regular plan of the same 10-year SIP ended ₹1,94,074 below Direct.
- Nippon India Focused Fund beat a plain Nifty 500 index fund in 51% of 49 rolling 3-year SIPs (median gap +0.0 pp a year) — Nippon India Focused Fund vs Nifty 500 index fund.
- Nippon India Focused Fund: the Regular plan of the same 10-year SIP ended ₹95,067 below Direct.
Questions
Which has given better SIP returns, ICICI Prudential Focused Fund or Nippon India Focused Fund?
Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹8.29 L in ICICI Prudential Focused Fund (XIRR 13.3%) and ₹7.22 L in Nippon India Focused Fund (XIRR 7.6%). Past returns don't tell you which will do better next.
Has ICICI Prudential Focused Fund beaten Nippon India Focused Fund consistently?
In 60% of 105 rolling 5-year SIPs started on the same dates (from Feb 2013), ICICI Prudential Focused Fund ended ahead of Nippon India Focused Fund (Direct plans). The median difference was +0.6 percentage points a year.
Where does this data come from?
Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.
Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.
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