Fund SIP returns · ELSS (Tax Saver) Funds

ELSS (Tax Saver) SIP returns compared

37 ELSS (tax saver) funds, ordered by the XIRR of a monthly SIP over the same last 5 years, so every fund is measured over identical dates. Funds with under 5 years of history are listed last. Official AMFI NAVs, as of 4 Oct 2026.

FundData from5-yr SIP XIRR (to today)Ahead of Nifty 500 index fundMedian rolling 5-yrWorst rolling 5-yr5-yr SIPs that lost money
Motilal Oswal ELSS Tax Saver FundFeb 201518.0%92%49 3-yr SIPs18.3%-2.3%1%
JM ELSS - Tax Saver FundMay 200813.8%96%49 3-yr SIPs16.5%-3.3%2%
ITI ELSS Tax Saver FundNov 201913.5%79%48 3-yr SIPs18.5%10.2%0%
Quant ELSS Tax Saver FundApr 200613.0%73%49 3-yr SIPs15.6%-12.0%18%
SBI ELSS Tax Saver FundJun 200711.0%96%49 3-yr SIPs15.4%-8.8%2%
Edelweiss ELSS Tax Saver FundJan 200910.2%90%49 3-yr SIPs14.7%-7.0%2%
Bank Of India ELSS Tax Saver FundMar 200910.2%84%49 3-yr SIPs17.5%0.1%0%
Tata ELSS - Tax Saver FundNov 201410.1%90%49 3-yr SIPs16.5%-3.0%1%
HDFC ELSS - Tax Saver FundApr 20069.8%96%49 3-yr SIPs14.2%-10.7%3%
Nippon India ELSS Tax Saver FundApr 20069.6%100%49 3-yr SIPs13.8%-15.0%6%
DSP ELSS Tax Saver FundFeb 20079.6%100%49 3-yr SIPs17.1%-4.6%1%
Invesco India ELSS Tax Saver FundJan 20079.5%55%49 3-yr SIPs14.9%-3.1%1%
Kotak ELSS Tax Saver FundApr 20069.3%86%49 3-yr SIPs14.8%-4.1%1%
Mirae Asset ELSS Tax Saver FundJan 20169.2%88%49 3-yr SIPs19.8%9.3%0%
Taurus ELSS Tax Saver FundApr 20069.2%69%49 3-yr SIPs12.5%-3.9%1%
Union ELSS Tax Saver FundJan 20128.5%67%49 3-yr SIPs13.4%-6.4%2%
Bandhan ELSS - Tax Saver FundJan 20098.4%71%49 3-yr SIPs18.3%-10.0%3%
Canara Robeco ELSS - Tax Saver FundFeb 20098.3%73%49 3-yr SIPs15.4%-0.9%1%
ICICI Prudential ELSS - Tax Saver FundApr 20068.1%78%49 3-yr SIPs15.6%-7.1%1%
Franklin India ELSS Tax Saver FundApr 20067.9%88%49 3-yr SIPs15.4%-10.3%3%
Aditya Birla Sun Life ELSS Tax Saver FundApr 20087.5%31%49 3-yr SIPs12.4%-3.4%1%
PGIM India ELSS Tax Saver FundJan 20167.4%37%49 3-yr SIPs18.5%6.0%0%
LIC MF ELSS Tax Saver FundApr 20067.3%43%49 3-yr SIPs12.6%-3.8%4%
Parag Parikh ELSS Tax Saver FundAug 20196.8%84%49 3-yr SIPs19.0%6.9%0%
Axis ELSS- Tax Saver FundJan 20106.7%10%49 3-yr SIPs14.5%0.2%0%
Quantum ELSS Tax Saver FundJan 20096.4%76%49 3-yr SIPs14.5%-10.0%3%
Mahindra Manulife ELSS Tax Saver FundNov 20166.2%55%49 3-yr SIPs18.2%6.3%0%
Groww ELSS Tax Saver FundJan 20185.6%31%49 3-yr SIPs14.5%5.7%0%
UTI ELSS Tax Saver FundApr 20065.4%2%49 3-yr SIPs12.9%-5.6%1%
Shriram ELSS Tax Saver FundFeb 20194.3%18%49 3-yr SIPs12.1%4.4%0%
Baroda BNP Paribas ELSS Tax Saver FundApr 2022—100%19 3-yr SIPs———
HSBC ELSS Tax saver FundDec 2022—————
Navi ELSS Tax Saver Nifty50 Index FundApr 2023—————
NJ ELSS Tax Saver FundJul 2023—————
Samco ELSS Tax Saver FundJan 2023—————
Sundaram ELSS Tax Saver FundJan 2022—41%22 3-yr SIPs———
WhiteOak Capital ELSS Tax Saver FundNov 2022—100%12 3-yr SIPs———

Direct plan where it has 3+ years of history, otherwise Regular. Rolling columns use the plan with the longer history and cover each fund's own history (see “Data from”), so they are not comparable across funds with different start dates. “Ahead of Nifty 500 index fund” is the share of rolling SIPs (5-year where that spans 3+ years of start dates, else 3-year) in which the fund beat a Nifty 500 index fund on the same dates; it only covers months since that index fund launched. Ordering is by historical figures only — it is not a ranking of which fund to buy. Past performance does not indicate future returns.

ELSS (Tax Saver) comparisons, head to head

The same SIP on identical dates in two funds. All comparisons.