Balanced Advantage Fund · head to head · AMFI NAVs
Axis Balanced Advantage Fund vs HDFC Balanced Advantage Fund: SIP returns compared
Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years Axis Balanced Advantage Fund is worth ₹7.44 L (XIRR 8.8%) and HDFC Balanced Advantage Fund ₹7.66 L (XIRR 10.0%) — HDFC Balanced Advantage Fund ahead by ₹21,964. Across every 5-year SIP since Sep 2017, Axis Balanced Advantage Fund finished ahead in 0 of 50 and HDFC Balanced Advantage Fund in 50.
Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer
Axis Balanced Advantage Fund: invested — over — instalments; valued at NAV of —:
| Year | Invested | Axis Balanced Advantage Fund value | XIRR to date |
|---|
₹10,000 a month in each: what it became
Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.
| SIP period | Invested | Axis Balanced Advantage Fund | XIRR | HDFC Balanced Advantage Fund | XIRR | Post-tax (both) |
|---|---|---|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1.18 L | -3.8% | ₹1.16 L | -6.8% | ₹1.18 L / ₹1.16 L |
| 3 years | ₹3,60,000 | ₹3.82 L | 4.2% | ₹3.70 L | 2.0% | ₹3.82 L / ₹3.70 L |
| 5 years | ₹6,00,000 | ₹7.44 L | 8.8% | ₹7.66 L | 10.0% | ₹7.42 L / ₹7.61 L |
Every 5-year SIP, head to head
We started the same SIP in both funds in every month both have NAVs for — 50 SIPs, the first starting Sep 2017. Axis Balanced Advantage Fund finished ahead in 0% of them; the median gap was 8.3 percentage points a year in HDFC Balanced Advantage Fund's favour.
Downside on the same dates: Axis Balanced Advantage Fund's worst 5-year SIP returned 7.8% a year (started Apr 2018) and 0 of 50 lost money; HDFC Balanced Advantage Fund's worst returned 10.2% (started Oct 2021) and 0 lost money.
XIRR of every 5-year monthly SIP by the month it started. Gap = Axis Balanced Advantage Fund minus HDFC Balanced Advantage Fund, percentage points a year.
| Window | SIPs compared | Ahead (Axis / HDFC) | Median gap | Worst gap | Best gap |
|---|---|---|---|---|---|
| 3-year SIPs | 74 | 16% / 84% | -7.6 pp | -15.2 ppstarted Jan 2020 | +7.2 ppstarted Oct 2017 |
| 5-year SIPs | 50 | 0% / 100% | -8.3 pp | -11.8 ppstarted Jun 2019 | -1.3 ppstarted Oct 2021 |
Against an index fund, and the cost of the Regular plan
- Axis Balanced Advantage Fund: the Regular plan of the same 5-year SIP ended ₹23,648 below Direct.
- HDFC Balanced Advantage Fund: the Regular plan of the same 10-year SIP ended ₹92,225 below Direct.
Questions
Which has given better SIP returns, Axis Balanced Advantage Fund or HDFC Balanced Advantage Fund?
Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹7.44 L in Axis Balanced Advantage Fund (XIRR 8.8%) and ₹7.66 L in HDFC Balanced Advantage Fund (XIRR 10.0%). Past returns don't tell you which will do better next.
Has Axis Balanced Advantage Fund beaten HDFC Balanced Advantage Fund consistently?
In 0% of 50 rolling 5-year SIPs started on the same dates (from Sep 2017), Axis Balanced Advantage Fund ended ahead of HDFC Balanced Advantage Fund (Direct plans). The median difference was -8.3 percentage points a year.
Where does this data come from?
Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.
Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.
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