Balanced Advantage Fund · head to head · AMFI NAVs
Axis Balanced Advantage Fund vs Kotak Balanced Advantage Fund: SIP returns compared
Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years Axis Balanced Advantage Fund is worth ₹7.44 L (XIRR 8.8%) and Kotak Balanced Advantage Fund ₹7.24 L (XIRR 7.7%) — Axis Balanced Advantage Fund ahead by ₹20,409. Across every 5-year SIP since Sep 2018, Axis Balanced Advantage Fund finished ahead in 33 of 38 and Kotak Balanced Advantage Fund in 5.
Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer
Axis Balanced Advantage Fund: invested — over — instalments; valued at NAV of —:
| Year | Invested | Axis Balanced Advantage Fund value | XIRR to date |
|---|
₹10,000 a month in each: what it became
Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.
| SIP period | Invested | Axis Balanced Advantage Fund | XIRR | Kotak Balanced Advantage Fund | XIRR | Post-tax (both) |
|---|---|---|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1.18 L | -3.8% | ₹1.18 L | -2.9% | ₹1.18 L / ₹1.18 L |
| 3 years | ₹3,60,000 | ₹3.82 L | 4.2% | ₹3.81 L | 3.9% | ₹3.82 L / ₹3.81 L |
| 5 years | ₹6,00,000 | ₹7.44 L | 8.8% | ₹7.24 L | 7.7% | ₹7.42 L / ₹7.24 L |
Every 5-year SIP, head to head
We started the same SIP in both funds in every month both have NAVs for — 38 SIPs, the first starting Sep 2018. Axis Balanced Advantage Fund finished ahead in 87% of them; the median gap was 1.4 percentage points a year in Axis Balanced Advantage Fund's favour.
Downside on the same dates: Axis Balanced Advantage Fund's worst 5-year SIP returned 8.8% a year (started Oct 2021) and 0 of 38 lost money; Kotak Balanced Advantage Fund's worst returned 7.7% (started Oct 2021) and 0 lost money.
XIRR of every 5-year monthly SIP by the month it started. Gap = Axis Balanced Advantage Fund minus Kotak Balanced Advantage Fund, percentage points a year.
| Window | SIPs compared | Ahead (Axis / Kotak) | Median gap | Worst gap | Best gap |
|---|---|---|---|---|---|
| 3-year SIPs | 62 | 56% / 44% | +0.7 pp | -3.1 ppstarted Feb 2020 | +4.3 ppstarted Mar 2022 |
| 5-year SIPs | 38 | 87% / 13% | +1.4 pp | -1.7 ppstarted Sep 2018 | +2.2 ppstarted Mar 2020 |
Against an index fund, and the cost of the Regular plan
- Axis Balanced Advantage Fund: the Regular plan of the same 5-year SIP ended ₹23,648 below Direct.
- Kotak Balanced Advantage Fund: the Regular plan of the same 5-year SIP ended ₹21,420 below Direct.
Questions
Which has given better SIP returns, Axis Balanced Advantage Fund or Kotak Balanced Advantage Fund?
Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹7.44 L in Axis Balanced Advantage Fund (XIRR 8.8%) and ₹7.24 L in Kotak Balanced Advantage Fund (XIRR 7.7%). Past returns don't tell you which will do better next.
Has Axis Balanced Advantage Fund beaten Kotak Balanced Advantage Fund consistently?
In 87% of 38 rolling 5-year SIPs started on the same dates (from Sep 2018), Axis Balanced Advantage Fund ended ahead of Kotak Balanced Advantage Fund (Direct plans). The median difference was +1.4 percentage points a year.
Where does this data come from?
Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.
Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.
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