Value Fund · head to head · AMFI NAVs
Bandhan Value Fund vs ICICI Prudential Value Fund: SIP returns compared
Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years Bandhan Value Fund is worth ₹7.46 L (XIRR 8.9%) and ICICI Prudential Value Fund ₹7.55 L (XIRR 9.4%) — ICICI Prudential Value Fund ahead by ₹8,542. Across every 5-year SIP since Jan 2013, Bandhan Value Fund finished ahead in 70 of 106 and ICICI Prudential Value Fund in 36.
Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer
Bandhan Value Fund: invested — over — instalments; valued at NAV of —:
| Year | Invested | Bandhan Value Fund value | XIRR to date |
|---|
₹10,000 a month in each: what it became
Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.
| SIP period | Invested | Bandhan Value Fund | XIRR | ICICI Prudential Value Fund | XIRR | Post-tax (both) |
|---|---|---|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1.16 L | -6.8% | ₹1.11 L | -15.3% | ₹1.16 L / ₹1.11 L |
| 3 years | ₹3,60,000 | ₹3.65 L | 1.0% | ₹3.60 L | -0.0% | ₹3.65 L / ₹3.60 L |
| 5 years | ₹6,00,000 | ₹7.46 L | 8.9% | ₹7.55 L | 9.4% | ₹7.44 L / ₹7.51 L |
| 10 years | ₹12,00,000 | ₹26.07 L | 15.0% | ₹26.15 L | 15.1% | ₹24.51 L / ₹24.57 L |
Every 5-year SIP, head to head
We started the same SIP in both funds in every month both have NAVs for — 106 SIPs, the first starting Jan 2013. Bandhan Value Fund finished ahead in 66% of them; the median gap was 1.1 percentage points a year in Bandhan Value Fund's favour.
Downside on the same dates: Bandhan Value Fund's worst 5-year SIP returned -14.3% a year (started Apr 2015) and 5 of 106 lost money; ICICI Prudential Value Fund's worst returned -8.4% (started Apr 2015) and 2 lost money.
XIRR of every 5-year monthly SIP by the month it started. Gap = Bandhan Value Fund minus ICICI Prudential Value Fund, percentage points a year.
| Window | SIPs compared | Ahead (Bandhan / ICICI) | Median gap | Worst gap | Best gap |
|---|---|---|---|---|---|
| 3-year SIPs | 130 | 48% / 52% | -0.1 pp | -16.4 ppstarted Jun 2017 | +14.4 ppstarted Jan 2015 |
| 5-year SIPs | 106 | 66% / 34% | +1.1 pp | -8.4 ppstarted Jun 2015 | +6.4 ppstarted May 2013 |
Against an index fund, and the cost of the Regular plan
- Bandhan Value Fund beat a plain Nifty 500 index fund in 88% of 49 rolling 3-year SIPs (median gap +4.7 pp a year) — Bandhan Value Fund vs Nifty 500 index fund.
- Bandhan Value Fund: the Regular plan of the same 10-year SIP ended ₹1,67,878 below Direct.
- ICICI Prudential Value Fund beat a plain Nifty 500 index fund in 94% of 49 rolling 3-year SIPs (median gap +6.9 pp a year) — ICICI Prudential Value Fund vs Nifty 500 index fund.
- ICICI Prudential Value Fund: the Regular plan of the same 10-year SIP ended ₹89,356 below Direct.
Questions
Which has given better SIP returns, Bandhan Value Fund or ICICI Prudential Value Fund?
Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹7.46 L in Bandhan Value Fund (XIRR 8.9%) and ₹7.55 L in ICICI Prudential Value Fund (XIRR 9.4%). Past returns don't tell you which will do better next.
Has Bandhan Value Fund beaten ICICI Prudential Value Fund consistently?
In 66% of 106 rolling 5-year SIPs started on the same dates (from Jan 2013), Bandhan Value Fund ended ahead of ICICI Prudential Value Fund (Direct plans). The median difference was +1.1 percentage points a year.
Where does this data come from?
Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.
Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.
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