Aggressive Hybrid Fund · head to head · AMFI NAVs

DSP Aggressive Hybrid Fund vs HDFC Aggressive Hybrid Fund: SIP returns compared

Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years DSP Aggressive Hybrid Fund is worth ₹7.26 L (XIRR 7.8%) and HDFC Aggressive Hybrid Fund ₹6.77 L (XIRR 5.0%) — DSP Aggressive Hybrid Fund ahead by ₹48,594. Across every 5-year SIP since Jan 2013, DSP Aggressive Hybrid Fund finished ahead in 80 of 106 and HDFC Aggressive Hybrid Fund in 26.

Same SIP in both funds · real NAVsLive

Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer

₹10,000
6%

DSP Aggressive Hybrid Fund: invested — over — instalments; valued at NAV of —:

Value today
—
XIRR —
Post-tax
—
If fully redeemed today
Real XIRR
—
After assumed inflation

YearInvestedDSP Aggressive Hybrid Fund valueXIRR to date

₹10,000 a month in each: what it became

Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.

SIP periodInvestedDSP Aggressive Hybrid FundXIRRHDFC Aggressive Hybrid FundXIRRPost-tax (both)
1 year₹1,20,000₹1.16 L-7.8%₹1.15 L-9.6%₹1.16 L / ₹1.15 L
3 years₹3,60,000₹3.69 L1.7%₹3.56 L-0.8%₹3.69 L / ₹3.56 L
5 years₹6,00,000₹7.26 L7.8%₹6.77 L5.0%₹7.26 L / ₹6.77 L
10 years₹12,00,000₹21.40 L11.3%₹19.55 L9.6%₹20.40 L / ₹18.80 L

Every 5-year SIP, head to head

We started the same SIP in both funds in every month both have NAVs for — 106 SIPs, the first starting Jan 2013. DSP Aggressive Hybrid Fund finished ahead in 75% of them; the median gap was 2.2 percentage points a year in DSP Aggressive Hybrid Fund's favour.

Downside on the same dates: DSP Aggressive Hybrid Fund's worst 5-year SIP returned 0.9% a year (started Apr 2015) and 0 of 106 lost money; HDFC Aggressive Hybrid Fund's worst returned -5.1% (started Apr 2015) and 3 lost money.

-5%0%5%10%15%20%Jan 2013Oct 2021
DSP Aggressive Hybrid FundHDFC Aggressive Hybrid Fund

XIRR of every 5-year monthly SIP by the month it started. Gap = DSP Aggressive Hybrid Fund minus HDFC Aggressive Hybrid Fund, percentage points a year.

WindowSIPs comparedAhead (DSP / HDFC)Median gapWorst gapBest gap
3-year SIPs13078% / 22%+2.8 pp-7.0 ppstarted Jan 2020+9.5 ppstarted Mar 2013
5-year SIPs10675% / 25%+2.2 pp-3.0 ppstarted May 2018+6.2 ppstarted Mar 2015

Against an index fund, and the cost of the Regular plan

  • DSP Aggressive Hybrid Fund: the Regular plan of the same 10-year SIP ended ₹1,27,994 below Direct.
  • HDFC Aggressive Hybrid Fund: the Regular plan of the same 10-year SIP ended ₹73,468 below Direct.

Questions

Which has given better SIP returns, DSP Aggressive Hybrid Fund or HDFC Aggressive Hybrid Fund?

Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹7.26 L in DSP Aggressive Hybrid Fund (XIRR 7.8%) and ₹6.77 L in HDFC Aggressive Hybrid Fund (XIRR 5.0%). Past returns don't tell you which will do better next.

Has DSP Aggressive Hybrid Fund beaten HDFC Aggressive Hybrid Fund consistently?

In 75% of 106 rolling 5-year SIPs started on the same dates (from Jan 2013), DSP Aggressive Hybrid Fund ended ahead of HDFC Aggressive Hybrid Fund (Direct plans). The median difference was +2.2 percentage points a year.

Where does this data come from?

Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.

Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.

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