Aggressive Hybrid Fund · head to head · AMFI NAVs

HDFC Aggressive Hybrid Fund vs Mirae Asset Aggressive Hybrid Fund: SIP returns compared

Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years HDFC Aggressive Hybrid Fund is worth ₹6.77 L (XIRR 5.0%) and Mirae Asset Aggressive Hybrid Fund ₹7.50 L (XIRR 9.1%) — Mirae Asset Aggressive Hybrid Fund ahead by ₹72,227. Across every 5-year SIP since Aug 2015, HDFC Aggressive Hybrid Fund finished ahead in 28 of 75 and Mirae Asset Aggressive Hybrid Fund in 47.

Same SIP in both funds · real NAVsLive

Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer

₹10,000
6%

HDFC Aggressive Hybrid Fund: invested — over — instalments; valued at NAV of —:

Value today
—
XIRR —
Post-tax
—
If fully redeemed today
Real XIRR
—
After assumed inflation

YearInvestedHDFC Aggressive Hybrid Fund valueXIRR to date

₹10,000 a month in each: what it became

Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.

SIP periodInvestedHDFC Aggressive Hybrid FundXIRRMirae Asset Aggressive Hybrid FundXIRRPost-tax (both)
1 year₹1,20,000₹1.15 L-9.6%₹1.18 L-3.1%₹1.15 L / ₹1.18 L
3 years₹3,60,000₹3.56 L-0.8%₹3.86 L4.9%₹3.56 L / ₹3.86 L
5 years₹6,00,000₹6.77 L5.0%₹7.50 L9.1%₹6.77 L / ₹7.47 L
10 years₹12,00,000₹19.55 L9.6%₹22.43 L12.2%₹18.80 L / ₹21.31 L

Every 5-year SIP, head to head

We started the same SIP in both funds in every month both have NAVs for — 75 SIPs, the first starting Aug 2015. HDFC Aggressive Hybrid Fund finished ahead in 37% of them; the median gap was 0.8 percentage points a year in Mirae Asset Aggressive Hybrid Fund's favour.

Downside on the same dates: HDFC Aggressive Hybrid Fund's worst 5-year SIP returned 2.6% a year (started Aug 2015) and 0 of 75 lost money; Mirae Asset Aggressive Hybrid Fund's worst returned 8.9% (started Aug 2015) and 0 lost money.

0%5%10%15%20%Aug 2015Oct 2021
HDFC Aggressive Hybrid FundMirae Asset Aggressive Hybrid Fund

XIRR of every 5-year monthly SIP by the month it started. Gap = HDFC Aggressive Hybrid Fund minus Mirae Asset Aggressive Hybrid Fund, percentage points a year.

WindowSIPs comparedAhead (HDFC / Mirae)Median gapWorst gapBest gap
3-year SIPs9929% / 71%-1.7 pp-7.7 ppstarted Oct 2015+4.6 ppstarted Apr 2020
5-year SIPs7537% / 63%-0.8 pp-6.3 ppstarted Aug 2015+1.9 ppstarted May 2018

Against an index fund, and the cost of the Regular plan

  • HDFC Aggressive Hybrid Fund: the Regular plan of the same 10-year SIP ended ₹73,468 below Direct.
  • Mirae Asset Aggressive Hybrid Fund: the Regular plan of the same 10-year SIP ended ₹1,80,171 below Direct.

Questions

Which has given better SIP returns, HDFC Aggressive Hybrid Fund or Mirae Asset Aggressive Hybrid Fund?

Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹6.77 L in HDFC Aggressive Hybrid Fund (XIRR 5.0%) and ₹7.50 L in Mirae Asset Aggressive Hybrid Fund (XIRR 9.1%). Past returns don't tell you which will do better next.

Has HDFC Aggressive Hybrid Fund beaten Mirae Asset Aggressive Hybrid Fund consistently?

In 37% of 75 rolling 5-year SIPs started on the same dates (from Aug 2015), HDFC Aggressive Hybrid Fund ended ahead of Mirae Asset Aggressive Hybrid Fund (Direct plans). The median difference was -0.8 percentage points a year.

Where does this data come from?

Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.

Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.

More comparisons