Aggressive Hybrid Fund · head to head · AMFI NAVs

Mirae Asset Aggressive Hybrid Fund vs UTI Aggressive Hybrid Fund: SIP returns compared

Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years Mirae Asset Aggressive Hybrid Fund is worth ₹7.50 L (XIRR 9.1%) and UTI Aggressive Hybrid Fund ₹7.38 L (XIRR 8.5%) — Mirae Asset Aggressive Hybrid Fund ahead by ₹11,399. Across every 5-year SIP since Aug 2015, Mirae Asset Aggressive Hybrid Fund finished ahead in 29 of 75 and UTI Aggressive Hybrid Fund in 46.

Same SIP in both funds · real NAVsLive

Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer

₹10,000
6%

Mirae Asset Aggressive Hybrid Fund: invested — over — instalments; valued at NAV of —:

Value today
—
XIRR —
Post-tax
—
If fully redeemed today
Real XIRR
—
After assumed inflation

YearInvestedMirae Asset Aggressive Hybrid Fund valueXIRR to date

₹10,000 a month in each: what it became

Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.

SIP periodInvestedMirae Asset Aggressive Hybrid FundXIRRUTI Aggressive Hybrid FundXIRRPost-tax (both)
1 year₹1,20,000₹1.18 L-3.1%₹1.16 L-7.7%₹1.18 L / ₹1.16 L
3 years₹3,60,000₹3.86 L4.9%₹3.70 L1.9%₹3.86 L / ₹3.70 L
5 years₹6,00,000₹7.50 L9.1%₹7.38 L8.5%₹7.47 L / ₹7.37 L
10 years₹12,00,000₹22.43 L12.2%₹22.02 L11.8%₹21.31 L / ₹20.95 L

Every 5-year SIP, head to head

We started the same SIP in both funds in every month both have NAVs for — 75 SIPs, the first starting Aug 2015. Mirae Asset Aggressive Hybrid Fund finished ahead in 39% of them; the median gap was 0.8 percentage points a year in UTI Aggressive Hybrid Fund's favour.

Downside on the same dates: Mirae Asset Aggressive Hybrid Fund's worst 5-year SIP returned 8.9% a year (started Aug 2015) and 0 of 75 lost money; UTI Aggressive Hybrid Fund's worst returned 2.6% (started Aug 2015) and 0 lost money.

0%5%10%15%20%25%Aug 2015Oct 2021
Mirae Asset Aggressive Hybrid FundUTI Aggressive Hybrid Fund

XIRR of every 5-year monthly SIP by the month it started. Gap = Mirae Asset Aggressive Hybrid Fund minus UTI Aggressive Hybrid Fund, percentage points a year.

WindowSIPs comparedAhead (Mirae / UTI)Median gapWorst gapBest gap
3-year SIPs9946% / 54%-0.4 pp-4.9 ppstarted Jan 2022+9.2 ppstarted Apr 2017
5-year SIPs7539% / 61%-0.8 pp-4.5 ppstarted Jan 2020+6.3 ppstarted Aug 2015

Against an index fund, and the cost of the Regular plan

  • Mirae Asset Aggressive Hybrid Fund: the Regular plan of the same 10-year SIP ended ₹1,80,171 below Direct.
  • UTI Aggressive Hybrid Fund: the Regular plan of the same 10-year SIP ended ₹83,800 below Direct.

Questions

Which has given better SIP returns, Mirae Asset Aggressive Hybrid Fund or UTI Aggressive Hybrid Fund?

Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹7.50 L in Mirae Asset Aggressive Hybrid Fund (XIRR 9.1%) and ₹7.38 L in UTI Aggressive Hybrid Fund (XIRR 8.5%). Past returns don't tell you which will do better next.

Has Mirae Asset Aggressive Hybrid Fund beaten UTI Aggressive Hybrid Fund consistently?

In 39% of 75 rolling 5-year SIPs started on the same dates (from Aug 2015), Mirae Asset Aggressive Hybrid Fund ended ahead of UTI Aggressive Hybrid Fund (Direct plans). The median difference was -0.8 percentage points a year.

Where does this data come from?

Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.

Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.

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