Value Fund · head to head · AMFI NAVs
Nippon India Value Fund vs Tata Value Fund: SIP returns compared
Same ₹10,000 monthly SIP, same dates, Direct plans: over the last 5 years Nippon India Value Fund is worth ₹7.69 L (XIRR 10.2%) and Tata Value Fund ₹7.72 L (XIRR 10.4%) — Tata Value Fund ahead by ₹3,178. Across every 5-year SIP since Jan 2013, Nippon India Value Fund finished ahead in 69 of 106 and Tata Value Fund in 37.
Historical simulation on actual NAVs — not a forecast and not investment advice. Disclaimer
Nippon India Value Fund: invested — over — instalments; valued at NAV of —:
| Year | Invested | Nippon India Value Fund value | XIRR to date |
|---|
₹10,000 a month in each: what it became
Each row is a monthly SIP ending today (1 Oct 2026), Direct plans. Post-tax assumes everything is redeemed today with no other capital gains this year.
| SIP period | Invested | Nippon India Value Fund | XIRR | Tata Value Fund | XIRR | Post-tax (both) |
|---|---|---|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1.13 L | -12.5% | ₹1.16 L | -6.7% | ₹1.13 L / ₹1.16 L |
| 3 years | ₹3,60,000 | ₹3.60 L | 0.0% | ₹3.68 L | 1.6% | ₹3.60 L / ₹3.68 L |
| 5 years | ₹6,00,000 | ₹7.69 L | 10.2% | ₹7.72 L | 10.4% | ₹7.64 L / ₹7.66 L |
| 10 years | ₹12,00,000 | ₹26.04 L | 15.0% | ₹24.13 L | 13.6% | ₹24.48 L / ₹22.80 L |
Every 5-year SIP, head to head
We started the same SIP in both funds in every month both have NAVs for — 106 SIPs, the first starting Jan 2013. Nippon India Value Fund finished ahead in 65% of them; the median gap was 1.9 percentage points a year in Nippon India Value Fund's favour.
Downside on the same dates: Nippon India Value Fund's worst 5-year SIP returned -7.2% a year (started Apr 2015) and 3 of 106 lost money; Tata Value Fund's worst returned -5.2% (started Apr 2015) and 2 lost money.
XIRR of every 5-year monthly SIP by the month it started. Gap = Nippon India Value Fund minus Tata Value Fund, percentage points a year.
| Window | SIPs compared | Ahead (Nippon / Tata) | Median gap | Worst gap | Best gap |
|---|---|---|---|---|---|
| 3-year SIPs | 130 | 60% / 40% | +0.8 pp | -9.1 ppstarted Feb 2014 | +9.9 ppstarted Aug 2018 |
| 5-year SIPs | 106 | 65% / 35% | +1.9 pp | -5.8 ppstarted Aug 2013 | +5.8 ppstarted Aug 2016 |
Against an index fund, and the cost of the Regular plan
- Nippon India Value Fund beat a plain Nifty 500 index fund in 96% of 49 rolling 3-year SIPs (median gap +5.5 pp a year) — Nippon India Value Fund vs Nifty 500 index fund.
- Nippon India Value Fund: the Regular plan of the same 10-year SIP ended ₹1,10,519 below Direct.
- Tata Value Fund beat a plain Nifty 500 index fund in 94% of 49 rolling 3-year SIPs (median gap +3.2 pp a year) — Tata Value Fund vs Nifty 500 index fund.
- Tata Value Fund: the Regular plan of the same 10-year SIP ended ₹1,50,284 below Direct.
Questions
Which has given better SIP returns, Nippon India Value Fund or Tata Value Fund?
Over the last 5 years a ₹10,000 monthly SIP (Direct plans) is worth ₹7.69 L in Nippon India Value Fund (XIRR 10.2%) and ₹7.72 L in Tata Value Fund (XIRR 10.4%). Past returns don't tell you which will do better next.
Has Nippon India Value Fund beaten Tata Value Fund consistently?
In 65% of 106 rolling 5-year SIPs started on the same dates (from Jan 2013), Nippon India Value Fund ended ahead of Tata Value Fund (Direct plans). The median difference was +1.9 percentage points a year.
Where does this data come from?
Official daily NAVs published by AMFI. SIP instalments fall on the first business day of each month; both funds are compared on identical dates. Updated monthly.
Comparison on official AMFI NAVs, SIP on the first business day of each month, identical dates for both funds. It shows what happened, not which fund to buy — past performance does not indicate future returns. sipcalculatorhub.com is not a SEBI-registered investment adviser. Methodology.
More comparisons
- Nippon India Value Fund vs Aditya Birla Sun Life Value Fund
- Nippon India Value Fund vs Axis Value Fund
- Nippon India Value Fund vs Bandhan Value Fund
- Nippon India Value Fund vs HDFC Value Fund
- Nippon India Value Fund vs ICICI Prudential Value Fund
- Nippon India Value Fund vs UTI Value Fund
- Tata Value Fund vs Aditya Birla Sun Life Value Fund
- Tata Value Fund vs Axis Value Fund
- Tata Value Fund vs Bandhan Value Fund
- Tata Value Fund vs HDFC Value Fund
- Tata Value Fund vs ICICI Prudential Value Fund
- Tata Value Fund vs UTI Value Fund