SIP to Reach ₹50 Lakh

₹50 lakh is a realistic medium-term goal — a home down payment, a child's higher education fund, or a strong head-start on retirement. The solver below computes the monthly SIP required to get there after tax.

Because the corpus is smaller, a larger share of your gains may fall under the ₹1.25 lakh annual LTCG exemption depending on how you redeem, so the post-tax gap can be proportionally smaller than for a ₹1 crore goal. The methodology page explains the assumption used.

Use the step-up option if your income is rising. Increasing your SIP by 10% a year typically lets you start with a much lower base amount than a flat SIP for the same target.

Educational estimate. Not investment advice.